Geldsystem: Mindestreservesystem (Fractional Reserve System)

Informationen zu unserem Geldsystem:

• MODERN MONEY MECHANICS - A Workbook on Bank Reserves and Deposit Expansion
  This complete booklet was originally produced and distributed free by:
  Public Information Center
  Federal Reserve Bank of Chicago
  P. O. Box 834
  Chicago, IL 60690-0834
  
• Money creation in the modern economy (Bank of England)
  By Michael McLeay, Amar Radia and Ryland Thomas of the Bank’s Monetary Analysis Directorate
  "This article explains how the majority of money in the modern economy is created by commercial banks making loans. Money creation in practice differs from some popular misconceptions — banks do not act simply as intermediaries, lending out deposits that savers place with them, and nor do they ‘multiply up’ central bank money to create new loans and deposits. The amount of money created in the economy ultimately depends on the monetary policy of the central bank. In normal times, this is carried out by setting interest rates. The central bank can also affect the amount of money directly through purchasing assets or ‘quantitative easing’."
  
  Kurze Zusammenfassung als Video:
  https://www.youtube.com/watch?v=CvRAqR2pAgw